I am in about $40,000 of credit card and student loan debt and nobody knows about it but me. My college was paid for by a family member, but I got a bunch of student loans and and credit cards and spent tons of money on women and drugs and all sorts of crazy things. I am currently hiding from creditors. I get all kinds of phone calls and letters. None of my friends or family know about my debt situation. I know my credit is ruined and am worried about how I’m ever going to get out from under all this debt.